Insurance Coverage

We have regularly called to review our clients’ personal lines (Homeowners and the like) policies as well as commercial Lines (Business) policies. We advise our clients on insurance procurement, additional insured issues and policy interpretation. In the course of handling these matters, we have issued coverage opinions to municipalities, corporations and insurance carriers that have enabled them to manage their risks effectively and economically. Typical issues we frequently encounter include later notice, exclusionary language, the satisfaction of conditions, the questions of whether and “occurrence” has taken place and whether there is a “personal injury.”

We have also successfully prosecuted and defended appeals on behalf of individuals, corporations and insurers in both state and federal courts.